“Fern was a great help when purchasing our first home. He was constantly shopping around to find us the best rate. Just when we were happy with one lender, he would turn around and show us an even better rate. Buying a home and setting up a mortgage is very stressful but having Fern as our broker really helped us and made things a lot easier. He is very personable and cares a lot about you and values your time.”


I Wanted to express my heartfelt thanks in helping us through the process of buying our first home. Everything at first seemed very daunting but you were there every step of the way which provided us with comfort and confidence. Thank you for answering all our questions, which were a lot, with patience and simplifying the most complicated of things so that we could understand better. We cannot thank you enough for helping us on this journey! You have been amazing to work with and I can’t imagine going anywhere else in future.


“Fern is a very knowledgeable mortgage advisor, he makes himself available to answer any questions you may have and constantly goes above and beyond to ensure you are aware of what you are committing to. He is also very flexible and takes the time to understand what your needs are first and then offers you the best advice accordingly. He truly cares about his customers. He helped me tremendously during my refinancing process and I highly recommend Fern for any mortgage needs you may have. Thanks for all you’ve done for me, Fern

-P G , July 2020

Thanks so much for helping us again in our sale + purchase.
Your experience was invaluable!
Thanks and TaKe Care
Elsa and Jason
June 2020

Hi Fern,

 We got your card in the mail yesterday.  

 We would like to thank you for all your hard work in purchasing our home.  We appreciate how you kept us in the loop throughout the whole process and answered all our questions.

 We will definitely recommend you to friends.

 Khanh and Steven

It has been refreshing working with you after dealing with the bank before.  You definitely made everything easy and stress free for us, and we appreciate it!  I won’t hesitate to recommend you to any friends or family in the future 🙂

 And thank you again for the Dragon Bank that you gave Zoe…she absolutely LOVED it!  She had a blast putting the stickers on it and we gave her all our change…I swear she spent 2 days putting it in and taking it all out again and counting it (although she can only count to 20!).

Thanks again,

C. K.